Elderly Benefits - What Can You Claim?
Did you know that over 60's are entitled to certain elderly benefits? Those particularly who are on lower incomes can be entitled to more. We're here today to guide you on the types of elderly benefits the over 60's might be eligible for, and to help you save money!
Winter Fuel Allowance
Staying warm is extremely important for the elderly. It's been recognised that sometimes it's a struggle to stay on top of heating bills when someone is on a small pension, and thus can result in a homeowner turning the heating off in cold times to try and save money!
Fortunately the government has a Winter Fuel Allowance scheme in place which entitled over 60's to claim for money which helps towards heating bills.
You’ll qualify for Winter Fuel Payment if:
- You were born on or before 5 August 1953 (for winter 2017 to 2018 - this date changes every year).
- You lived in the UK throughout the week of 18 to 24 September 2017 (known as the qualifying week).
To find out more about Winter Fuel Allowance and how to claim, head to the government website here.
Other elderly benefits someone over 60 may be eligible for is Pension Credit. Pension credit is for those of state pension age, and aims to help pensioners who have lower incomes. In the governments words:
"Pension Credit is an income-related benefit made up of 2 parts - Guarantee Credit and Savings Credit."
"Guarantee Credit tops up your weekly income if it’s below £159.35 (for single people) or £243.25 (for couples)."
"Savings Credit is an extra payment for people who saved some money towards their retirement, for example a pension."
If you're eligible for pension credit there's a handy calculator online which can estimate how much you are likely to receive. The number to contact to apply for this benefit is 0800 99 1234, but make sure you check all the FAQS online before applying.
NHS low income Scheme
Another one of the elderly benefits you can claim for if you're in your later years is the NHS low income scheme. If you have a low income, the NHS Low Income Scheme could help you pay for:
- NHS prescription charges
- NHS dental treatment charges
- the cost of sight tests, glasses and contact lenses
- the cost of travelling to receive NHS treatment
- NHS wigs and fabric supports (check with your hospital for their arrangements for supplying NHS wigs)
The amount of help you’re entitled to depends on your household income and outgoings. Any help you’re entitled to is also available to your partner, if you have one. If you have already paid for treatment, you can apply for a refund at the same time as you apply for the scheme.
This is great scheme for anyone that is struggling to pay for health checks, pills and other healthcare related costs. To find out more about this scheme head to the NHS low income scheme dedicated website.
Anyone over the age of 65 years old who suffers with a physical or mental disability is in entitled to Attendance Allowance which is to go towards personal care.
The amount recieved is based on the level of care that is required for the individual with the disability. If care needs are quite substantial the individual can also apply for carers allowance. More information on these benefits can be found on the Government website.
Personal Independence Payment
Finally there is also PIP. This allowance is for anyone who suffers from a disability and needs help paying for mobility and care costs. The amount received depends on how badly the condition affects the individual.
It's available for anyone aged 16-64 and you could get up to £141 a week. In order to obtain this payment a healthcare professional needs to make an assessment on the person who is wishing to claim.
Careline Personal Alarms
If yourself or someone you know suffers from a mobility disability or is elderly/frail, they might want to get a Careline personal alarm. If you have a certain recognised condition you might be eligible to get one of our alarms at a VAT exempt price.
To find out more about our lifesaving alarms and VAT take a moment to visit our website or to give our friendly team a call on 0800 101 333. Alternatively you can complete our Contact Us form.