Many elderly people find themselves on a fixed income in later life. For most, this comes in the form of a pension or some kind of benefit. Unfortunately, this can make it difficult to keep up with ever-rising bills and payments. Elderly people can also find themselves with health issues which in turn can be costly, and make it even more difficult to save money. Even if your loved one is living comfortably and has some extra cash to spare, it's never a bad idea to try and reduce their bills. This can help save up more cash for a rainy day or special occasion. A study by Age UK found …
Universal Credit: A Guide
If your loved ones are on a low income and need monetary support, Universal Credit could provide help with their living costs. With bills rising across the country, more and more people are in need of a helping hand. If they are eligible, Universal Credit could help your loved ones' money go a little bit further each month. What is Universal Credit? Universal Credit is designed to help people of all ages, circumstances, and backgrounds with their monthly living costs. It is a non-taxable benefit that is based on your income, savings, and investments. This wide reaching …
Bereavement Support Payment: A Guide
If your civil partner or spouse has passed away in the last 21 months, you may be eligible for Bereavement Support Payment. When you're coping with grief, it can be difficult, if not impossible, to continue your usual daily duties and tasks. Bereavement Support Payment is a way to claim some financial support after a loved one's passing. This financial support can help bring a small bit of reassurance in what is otherwise an uncertain time. What Is Bereavement Support Payment? Bereavement Support Payment is a tax-free benefit designed to help lift the financial burden brought …
10 Ways to Save Save Save!
It’s not always easy to know how to manage your expenses with only a small pension. Once retired, income can decrease significantly, and it can be difficult to save money without having an additional income. Luckily, many solutions exist to compensate. In this article we have compiled 10 of the best and most effective ways to save money. 1. Write Down your Expenses Writing down expenses - no matter how big or small - is a good way to find out how much money one has in their pocket every month. The first step is to establish a monthly budget and how much money will be going …
Plan Ahead – Making Your Will
If your loved one doesn't have a will, then there's a chance their possessions may not be distributed correctly when they've passed away. We all know discussing death is never a pleasant experience, but when it comes to a will it's a necessary conversation to have to ensure that your loved one's wishes are carried out. Have you been thinking about organising a will for your loved one but you're not sure where to start? We've outlined some tips and helpful information to assist you in your will planning. What is a Will? A will is a legal document which outlines what will happen to …
Personal Independence Payment: A Guide
If your loved one needs help with day-to-day tasks, whether that includes problems with mobility or daily living, they may be eligible for Personal Independence Payment (PIP). This useful benefit could help provide financial aid to help them get the support they need. What is Personal Independence Payment? Personal Independence Payment is a tax free benefit that replaced Adult Disability Allowance. It is provided to people over 16 and under State Pension age. This benefit is designed to help people who have difficulty completing everyday tasks or getting around due to a …
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