With the current cost of living crisis driving up prices, we all want to stretch our finances as far as we can. When a purchase becomes necessary, but money is tight, you might be tempted to try a Buy Now, Pay Later (BNPL) plan. These are finance plans that allow you to make a purchase without immediately paying the full amount. But are they worth it? What is a Buy Now, Pay Later Plan? Several companies offer to lend money as part of BNPL plans. These are short-term finance schemes that allow you to make a purchase and pay for it at a later date, often in instalments. They are …
How to Reduce your Bills
Many elderly people find themselves on a fixed income in later life. For most, this comes in the form of a pension or benefits. Unfortunately, this can make it difficult to keep up with ever-rising bills and payments, especially now. Elderly people can also find themselves with health issues which in turn can be costly, and make it even more difficult to save money. Even if your loved one is living comfortably and has some extra cash to spare, it's never a bad idea to try and reduce their bills. This can help save up more cash for a rainy day or special occasion. A study by Age UK …
10 Ways to Save Save Save!
It’s not always easy to know how to manage your expenses with only a small pension. Once retired, income can decrease significantly, and it can be difficult to save money without having an additional income. Luckily, many solutions exist to compensate. In this article we have compiled 10 of the best and most effective ways to save money. 1. Write Down Your Expenses Writing down expenses - no matter how big or small - is a good way to find out how much money you have in your pocket every month. The first step is to establish a monthly budget and how much money will be going …
Insurance Guide For The Elderly
When you have elderly loved ones, it is important to think about their financial security. Anticipating the potential problems they may encounter in the future is essential. For peace of mind, many people decide to take out an insurance policy of some kind. There are several types of insurance available for older people, but it is not always easy to find the right policy for them. This article will aim to inform you about the different kinds of insurance policies available and will hopefully allow you to make more informed choices in the future. What is Insurance? In a nutshell, an …
Best Ways to Invest your Money
If you or your loved ones are thinking about investing your money but you are a bit lost on how to begin, this blog is for you. It gathers tips and suggestions to find your way in this somewhat obscure world of finance. Investing Your Money This matter may seem secondary to some people. It is quite common to think that people need a lot of money before thinking about investing. But actually, just putting our money in a bank account is a form of investment. So, now that we realise that we are investing our money without really knowing it, it is important to focus on this question: …
10 Ways to Help Older Relatives Save Money
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